Insurance Industry

Claims, premiums and payouts come from TPAs, insurers, reinsurers and banks, each on its own cycle. Kosh AI ingests it all and matches it in one view, in real time, with no code required.

Connect With Us

The challenge

Claims and Premium Data Rarely Arrive From Just One Source

Every TPA, insurer and reinsurer reports differently, and premium collections rarely line up with claim payouts. That gap is where revenue quietly leaks.

Multiple TPAs, insurers and reinsurers, each with its own file format and reporting cycle.
Premium collections and claim payouts move on different schedules, making true-ups hard to track.
Rejected claims, short payments and chargebacks are easy to miss without a dedicated exception workflow.
Manual spreadsheet reconciliation cannot keep pace once policy and claim volumes scale.

Talk to Our Team

Insurance team reconciling claims and premium data in Kosh AI

How Kosh AI helps

Built for the Way Claims and Premium Data Actually Arrives

No-code configuration for every TPA, insurer and reinsurer you already work with, and every one you add next.

Claims & premium matching

Ingest claims, premium and payout data from every TPA, insurer and bank in its native format, matched against your ledger.

Real-time settlement tracking

Track premium collections and claim payouts as they land, with dashboards that surface short payments and delays immediately.

Rejection & chargeback workflow

Every rejected claim, short payment and exception is flagged, assigned and tracked until closed, with a full audit trail.

Multi-entity and multi-TPA reconciliation

Multi-entity & multi-TPA reconciliation

Handle multiple TPAs, reinsurers and business lines without losing track of the originating policy.

Exception management

Unmatched and mismatched items are routed to the right person automatically, so nothing sits unresolved at close.

Full audit trail & compliance

Every manual edit and match decision is logged, with SOC 2, GDPR and ISO 27001-aligned controls built in for your audit.

How it works

From Scattered Claims and Premium Data to a Closed Book

The same four steps, whichever TPAs and insurers you work with.

Connect your sources

Bring in TPAs, insurers, reinsurers and banks via API or file upload — XLSX, CSV, PDF and more, no engineering required.

Match automatically

Kosh AI matches claims, premiums and payouts one-to-one, one-to-many or many-to-many against your ledger records.

Review exceptions

Rejected claims, short payments and mismatches are flagged and routed for review, so nothing gets missed.

Close with confidence

Reconcile and close in minutes, not days, with a full audit trail ready for your next compliance review.

Integrations

Connects to the Insurers, TPAs and Banks You Already Use

API or file-based, with no dependency on your tech team.

See All Integrations

Why Kosh AI

Compliance and Controls Finance Teams Can Rely On

The same certifications and audit-ready controls behind every Kosh AI reconciliation, whichever industry you run in.

SOC 2 Type II

Independently audited controls for security, availability and confidentiality of your data.

ISO 27001 certified

An information-security management system certified to the international standard.

GDPR compliant

Personally identifiable information is encrypted or removed during ingestion, with data kept in your chosen geography.

Browse Case Studies

Talk to Us About Your Insurance Stack

Tell us which TPAs, insurers or reinsurers you're reconciling today, and the Kosh AI team will show you how it fits your workflow.

Emailcontact@kosh.ai

Response timeWe usually reply within one business day.

Prefer to see it live?Book a demo instead

Frequently Asked Questions About Insurance Reconciliation

Which TPAs, insurers and banks does Kosh AI integrate with?

Kosh AI integrates with TPAs, insurers, reinsurers and banks through API integration or file uploads, and is open to integrating with partners not listed here.

Can Kosh AI reconcile claims and premiums across multiple TPAs at once?

Yes. Kosh AI ingests data from every TPA, insurer and bank you work with and matches it against your ledger records with one-to-one, one-to-many, many-to-one and many-to-many logic.

How does Kosh AI handle rejected claims and short payments?

Rejected claims, short payments and other exceptions are flagged automatically. Teams can assign, route and track each one until it is resolved, with a full audit trail.

Does Kosh AI support multiple business lines and entities?

Yes. Kosh AI can be configured for multiple TPAs, reinsurers and business lines without losing track of the originating policy.

How fast is insurance reconciliation with Kosh AI?

Automated matching typically completes reconciliation runs in under 60 seconds once your sources are connected, with dashboards updating in real time.

Is Kosh AI secure enough for insurance data?

Kosh AI is SOC 2 and GDPR compliant and ISO 27001 certified. Personally identifiable information is encrypted or removed during ingestion, and data stays in your chosen geography on public or private cloud.

Ready to Automate Insurance Reconciliation?

Book a demo and watch Kosh AI reconcile your own claims, premium and payout data. A sandbox is available to try your file formats first. Prefer email? Write to contact@kosh.ai.

See All Industries