Kosh AI Follows Every Order Vinculum Sends to a Marketplace Until the Settlement and the Deposit Both Check Out
Vinculum centralizes order and inventory management across marketplaces, but each marketplace still settles payments, commissions, and returns on its own schedule and in its own format. Kosh AI reconciles every order back to the specific marketplace settlement that closed it.
Here's the sequence Kosh AI runs for every order Vinculum sends out: pull the data, match it to its marketplace settlement, flag what doesn't line up, and report the result.
Some sellers run two marketplaces through Vinculum, others run a dozen. The reconciliation approach scales the same way either path does.
Even one marketplace benefits from automated order-to-settlement-to-deposit matching.
Orders are matched to whichever marketplace actually settled them, with one consolidated view.
Returns and RTO shipments are matched to the original order and settlement automatically.
Commission and fee deductions are checked against each marketplace's own rate card.
Several brands sold across marketplaces reconcile together or separately, as needed.
Marketplace settlements reconcile with the same rigor as direct-to-consumer sales.
Categories with heavy return-to-origin volume get RTO shipments matched back automatically.
Marketplaces in different countries and currencies still roll up into one reconciled total.
Kosh AI reconciles thousands of marketplace orders and settlements without manual review.
Kosh AI gives lean marketplace teams settlement-level matching without adding finance headcount.
Reviewing one marketplace's settlement at a time hides problems that only show up once everything is viewed together. Here's what changes when it is.
Orders settled through different marketplaces are matched and reported together instead of marketplace by marketplace.
An order shipped with no matching settlement is flagged in the same cycle, not discovered weeks later.
Every deduction is checked against the marketplace's own rate card instead of trusted at face value.
Returns and RTO shipments are tied back to the original order and settlement, not reconciled by hand.
Every marketplace's settlement reconciles in one system instead of a spreadsheet per marketplace.
A new marketplace doesn't mean building a new manual reconciliation process from scratch.
Kosh AI connects directly with all major banks and ERPs, enabling real-time data sync for faster, more accurate reconciliations—no manual uploads, no delays.














Vinculum reconciliation software matches every order that Vinculum routes to a marketplace back to that marketplace's own settlement, commission deductions, and the bank deposit it eventually produces. Vinculum centralizes order and inventory management across marketplaces, but it doesn't unify how each marketplace actually settles money, every marketplace has its own commission structure, settlement cycle, and return policy. A seller checking settlements one marketplace at a time loses the ability to see the business as a whole, and discrepancies in commission deductions or missing settlements can go unnoticed for months. Kosh AI reconciles every order against the specific marketplace that settled it, so nothing falls through the cracks between marketplaces.

A seller running Vinculum across several marketplaces can reconcile each one by hand or let all of them check themselves. Here's the difference.
| Feature | Automated Vinculum Reconciliation | Manual Vinculum Reconciliation |
|---|---|---|
| Multiple Marketplaces | Every marketplace's settlements reconciled in one consolidated view. | Each marketplace report is usually checked separately, by hand. |
| Commission and Fees | Deductions matched against each marketplace's own rate card automatically. | Fee deductions are often accepted without line-by-line verification. |
| Returns and RTO | Returns and RTO shipments matched to the original order and settlement. | Returns are typically reconciled manually, marketplace by marketplace. |
| Unsettled Orders | Orders shipped with no matching settlement flagged for follow-up. | An unsettled order is often caught only during a periodic audit. |
| Closing the Books | One documented trail across every marketplace and settlement cycle. | Finance typically combines several marketplace exports by hand each month. |
| Adding New Marketplaces | A new marketplace is reconciled the same way as existing ones. | A new marketplace usually means building a brand-new manual process. |
Plug Vinculum into Kosh AI, and every marketplace order starts getting checked against its own settlement and deposit automatically.
Schedule a Quick DemoVinculum simplifies managing orders and inventory across marketplaces. Reconciling the money behind those orders still needs marketplace-level precision.

Marketplace count isn't the only factor that matters here. These are the sellers who tend to see the clearest benefit.
Every marketplace added is another settlement cycle and fee structure to reconcile against.
Returns and RTO shipments need to trace back to the right order and settlement every time.
Commission and fee deductions need line-by-line verification, not blind acceptance.
Unsettled orders and commission discrepancies tend to surface right when the reporting period closes.
Reconciliation software for Vinculum sellers does a specific job well. Here's that job, and here's what it doesn't cover.
Orders settled through different marketplaces are reconciled together instead of marketplace by marketplace.
Fee deductions are checked against each marketplace's own rate card instead of accepted at face value.
Each connected marketplace needs to be mapped correctly before matching runs smoothly.
Marketplace-specific return windows and RTO handling benefit from a quick review before go-live.
Book a walkthrough and we'll run your own marketplace settlements through the same process live.
Book a Demo