Automated Ecommerce Payment Reconciliation Software

Simplify ecommerce payment reconciliation with automated transaction matching, settlement tracking, exception management, and real-time financial visibility.
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90%
Faster Reconciliation
Cost Saving Icon
65%
Cost Saving
100%
Accuracy

About Automated Ecommerce Payment Reconciliation Software

Automated ecommerce payment reconciliation software helps online businesses match orders, payments, refunds, settlements, and bank deposits across marketplaces, payment gateways, and ERP systems. With ecommerce brands processing thousands of transactions daily, even a 1–2% mismatch rate can create revenue leakage, delayed settlements, and time-consuming manual investigations. Manual reconciliation often requires finance teams to compare data from platforms such as payment gateways, banks, and marketplaces, increasing errors and operational costs.

Kosh.ai solves this challenge by automatically importing transaction data, matching payments with orders and settlements, flagging exceptions in real time, and delivering reconciliation reports in under 60 seconds. This improves financial accuracy, accelerates cash visibility, and reduces reconciliation workload.

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Trusted by top brands across multiple industries

Key Features of Ecommerce Payment Reconciliation Software

Reconcile ecommerce settlements faster with Kosh.ai. Track sales, commissions, refunds, chargebacks, and payment gateway payouts in one platform.

Automated Transaction Matching

Multi-Source Data Integration

Connects payment gateways, marketplaces, bank accounts, ERP systems, and ecommerce platforms in one place.

Intelligent Matching Rules

Automatically matches orders, payments, refunds, fees, and settlements using configurable reconciliation rules.

Real-Time Exception Management

Instant Mismatch Detection

Identifies missing payments, duplicate transactions, short settlements, and failed refunds in real time.

Automated Alert Notifications

Sends alerts to finance teams so unresolved discrepancies can be investigated quickly.

Settlement and Fee Reconciliation

Marketplace Settlement Tracking

Reconciles marketplace settlement reports with sales orders, returns, and payment records.

Payment Gateway Fee Validation

Verifies transaction fees, commissions, taxes, and deductions charged by payment providers.

Reporting and Financial Visibility

Reconciliation Dashboard

Provides a centralized dashboard to monitor matched transactions, exceptions, and settlement status.

Audit-Ready Reports

Generates detailed reports with transaction-level records to support audits, compliance, and financial reporting.

Ready to Transform Your Ecommerce Payment Reconciliation Process?

Streamline payment gateway reconciliation for ecommerce businesses. Match transactions, identify discrepancies, and close books faster.

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Why Choose Kosh Ai?

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Integrations

Integrations
Order Management Systems Icon

Order Management Systems

Pulls data from OMS or transaction tracking system in any format.

Payment Gateways

Integrates with payment intermediaries across the globe; nocoding needed.

Bank Icon

Bank

Pulls data from OMS or transaction tracking system in any format.

Accounting Icon

Accounting

Seamlessly fetches data and docks entries in the accounting systems.

ERPs

Analyzes data from ERPs in any syntax and format.

Others

Got something not listed here? Feel free to let us know.

What Our Clients Say About Us?

Kosh.ai has transformed how we reconcile ecommerce payments. What once took our finance team days is now completed in minutes, with far fewer manual errors.

Manoj Jhanjhi

The automated matching of orders, refunds, gateway payments, and bank settlements has given us much better control over our daily cash flow.

Derek Mathews
BeyPixels
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We can now identify settlement mismatches and missing payments before they become major revenue issues. The exception dashboard is extremely useful.
Jithin Sreedhar
MyGate
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Kosh.ai reduced our reconciliation workload significantly and helped our team focus more on financial analysis instead of spreadsheet checks.
Aditya Chintawar
KoinWorks
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Managing transactions across multiple payment gateways was difficult until we implemented Kosh.ai. Everything is now visible in one centralized dashboard.
Ankit Arora
Arvind Fashions
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The real-time reporting and audit-ready transaction records have made month-end closing faster, more accurate, and much easier for our finance team.
Priyesh Karia
Rario

FAQs: Ecommerce Payment Reconciliation Software

Ecommerce payment reconciliation software automatically matches online orders, customer payments, refunds, payment gateway transactions, marketplace settlements, and bank deposits. It helps businesses identify missing payments, duplicate transactions, incorrect deductions, settlement mismatches, and other financial discrepancies.

Ecommerce payment reconciliation software imports transaction data from ecommerce platforms, payment gateways, marketplaces, banks, ERP systems, and accounting software. It applies matching rules based on order ID, transaction amount, payment date, settlement reference, refund status, and bank reference, then flags unmatched records for review.

Payment reconciliation helps ecommerce businesses maintain accurate revenue records, detect missing payments, validate refunds, identify duplicate transactions, verify payment gateway fees, and track delayed settlements. It improves cash flow visibility, reduces revenue leakage, and supports accurate financial reporting.

Yes. Automated ecommerce payment reconciliation software reduces the need to manually compare orders, gateway reports, marketplace settlements, bank statements, and spreadsheets. It automatically matches high volumes of transactions and enables finance teams to focus on exceptions that require attention.

Ecommerce payment reconciliation software can reconcile customer orders, card payments, UPI payments, wallet payments, cash-on-delivery settlements, refunds, cancellations, chargebacks, payment gateway fees, marketplace commissions, taxes, shipping deductions, and bank credits.

Kosh.ai supports configurable matching rules based on order ID, transaction amount, payment date, customer reference, payment gateway transaction ID, settlement ID, bank reference number, refund reference, marketplace order number, and payment status. It can support one-to-one, one-to-many, many-to-one, and many-to-many matching scenarios.

Kosh.ai identifies unmatched, partially matched, duplicate, delayed, and suspicious ecommerce payment transactions in a centralized exception queue. Finance teams can review supporting records, add comments, assign tasks, make authorized adjustments, and track the resolution status of every discrepancy.

Kosh.ai is built to integrate with internal and external financial data sources, including ecommerce platforms, payment gateways, marketplaces, bank statements, ERP systems, accounting software, payment processors, and spreadsheets. Available integrations may vary based on business systems and implementation requirements.

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