Bank Says One Thing. The General Ledger Says Another. Kosh AI Finds the Entry That Explains the Difference
A close that depends on someone manually tying out spreadsheets breaks the moment volume grows. Kosh AI checks every account against its source records on its own.
A bank balance and a ledger balance should agree once timing differences are accounted for. Kosh AI works out which differences are timing and which are real.
AR, AP, and fixed-asset sub-ledgers need to agree with their GL control accounts every period, not just at year-end.
A suspense account that grows quietly is usually a sign that something upstream isn't being matched. Kosh AI works out where each entry actually belongs.
A journal posted twice, or posted to the wrong period, distorts the close long after anyone remembers making it.
Once every account reconciles, the close status shouldn't live in someone's head or a shared spreadsheet.
Four steps take every account from a raw balance to a signed-off reconciliation, without anyone rebuilding a spreadsheet from scratch.
A small finance team closing one entity and a controller's office closing twenty both need the same account-level check, just run at a different pace.
The same reconciliation runs every month instead of being rebuilt from scratch.
Account-level matching finishes early enough to actually shorten the close calendar.
Each entity reconciles on its own books, then rolls into one group-wide view.
One team reconciles accounts for several business units without losing ownership clarity.
High transaction volume reconciles at the account level instead of a sampled review.
Inventory, AP, and AR sub-ledgers tie out to the GL on the same cadence.
High transaction counts reconcile without slowing down the close calendar.
Deferred revenue and billing accounts reconcile against the GL automatically.
Kosh AI reconciles hundreds of accounts without adding headcount to the close.
A two-person finance function gets the same entry-level checking a large team would build in-house, without hiring for it.
A reconciliation that lives in a spreadsheet doesn't mean the gap behind it got explained. Automating the match changes what actually happens by close day.
Every variance gets classified as timing, a duplicate, or a genuine error instead of a flat number.
Unidentified entries get matched back to their source instead of sitting for a quarter.
A journal posted twice is flagged before it distorts the close, not after.
Account-level matching finishes early enough to actually move the close date.
A controller checks one dashboard instead of calling five reviewers for a status update.
Onboarding a newly acquired entity's accounts takes a configuration step, not a new hire.
Kosh AI connects directly with all major banks and ERPs, enabling real-time data sync for faster, more accurate reconciliations—no manual uploads, no delays.
A trial balance that looks right at a glance can still be hiding offsetting errors inside individual accounts. Here's what account-level reconciliation catches that a summary review won't.
A trial balance review checks whether debits equal credits, not whether each account's balance is actually correct. Two accounts can be wrong in opposite directions and still leave the trial balance looking clean. Account-level reconciliation checks each balance against its own source records instead of trusting that the totals line up.
Suspense accounts are the clearest example. An entry that doesn't match anything gets parked there, and a trial balance review won't flag it as a problem as long as the account itself is small. Left unreconciled long enough, that balance becomes a write-off decision instead of a five-minute fix.
It's rarely the biggest finance team that struggles most with reconciliation. It's usually the one whose close calendar hasn't caught up with its transaction volume.
Each entity's accounts need their own check before they roll into a group close.
Once transaction counts climb past a few hundred a day, eyeballing a tie-out line by line stops being something a person can finish before the close deadline.
A faster close comes from checking accounts at the entry level, not from the team logging longer hours during close week.
Bringing in another entity shouldn't mean someone spends a week building its reconciliation steps from a blank page.
No reconciliation tool replaces a finance team, and this one doesn't pretend to. Here's what it genuinely changes, and what it leaves for you to still get right.
Financial reconciliation software matches an organization's bank, general ledger, and sub-ledger balances against each other and the source records behind them, so a variance gets explained instead of written off. A finance team closing several entities ends up with accounts, journals, and bank feeds moving at once, and a trial balance that looks balanced can still be hiding individual accounts that are badly wrong in opposite directions. Kosh AI pulls in bank statements, ledger balances, and supporting documents automatically, matches them account by account, and classifies what's left as timing, a duplicate, or a genuine error that needs a human decision.
Run one close through a manual tie-out, then compare it to a close that matches every account against its source automatically. The time and the error rate both tell the same story.
| Feature | Automated Financial Reconciliation | Manual Financial Reconciliation |
|---|---|---|
| Account-Level Matching | Every account matched against its source records automatically. | Most teams only confirm the trial balance balances, not that every account behind it is individually correct. |
| Suspense Clearing | Unidentified entries matched back to their source as they land. | Suspense balances often sit untouched until someone has time to dig in. |
| Duplicate Detection | A journal posted twice is flagged before it's approved. | Duplicates are usually caught only when a downstream report looks wrong. |
| Multi-Entity Coverage | A controller sees every entity's close status on one screen. | Getting a group-wide view usually means a status call with five reviewers. |
| Audit Trail | Evidence attached to every sign-off automatically. | Evidence is often reconstructed after the fact when an auditor asks. |
| Adding New Entities | A newly acquired entity is onboarded into the same reconciliation rules in days. | Folding a new entity into the close usually means weeks of mapping its accounts by hand. |
Connect your bank feeds and ERP inside Kosh AI, and the next close starts reconciling against source records automatically.
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Bring a recent trial balance to the call. We'll walk through it live and show you which lines are timing and which actually need fixing.
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